It is possible that we’ve over complicated life. If you’re one of those people who finds that financial security is always out of reach, the issue might not be that you’re not earning enough money; it’s that your lifestyle is costing you too much. And this is common for a reason: while we could scurry away all our cash and avoid spending any money whatsoever, where’s the fun in that? To be part of modern life means being involved in things, and enjoying everything that it has to offer. That’s why we spend such a sizeable chunk of our cash on entertaining and staying in touch with one another? Yet while these things take a big percentage of our income, they don’t have to be quite as costly! Below, we take a look at a few ways you can cut the costs in both these areas of your life.
Ditch the Subscriptions
When was the last time that you had a clearout of all of your monthly payments? We slowly acquire them, inch by inch, and then before we’re know it, we’re spending much more cash than we ever imagined spending. If you have accounts with Spotify, Netflix, Amazon, HBO, and more, then you’ll be racking up a big monthly bill. So let’s ask the question: are all of the subscriptions really necessary? Keep one or two, and cancel the rest.
Pay For What You Need
To exist in the modern world, you most definitely need to have a phone plan ad internet in the home. But do you need to have the top-end tariffs? Absolutely not. When it comes to the internet, most people can get by with much less bandwidth than they’re paying for. Unless you’re running some serious internet operations, then you don’t need 100mbps. And do you even use all of the minutes, texts, and data that you pay for when it comes to your phone? If not, switch your plan; Net10 reviews, for instance, often mention how much cheaper they are than traditional options. You wouldn’t buy food just to throw it away – make only paying for what you need your new mantra!
Entertainment doesn’t have to cost the earth. In fact, it doesn’t have to cost anything whatsoever! There’s no shortage of free entertainment options, both online and in the real world. YouTube and Vimeo are both a goldmine of quality entertainment, especially the latter. Out there in the real world, keep an eye on the free events going on in your area. If you live near even a reasonably sized city, you’ll find that there’s plenty going on each weekend.
Finally, let’s talk about things that always cost money, such as going to the cinema or eating at a restaurant. While they’ll cost you money, you can keep the costs down by making the most of any half-price deals. Cinemas usually have them on during the week, and restaurants at lunchtime or select evenings. The same experience, half the price!
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